Last updated on 22/10/2018 at 11:07 pm
The mistake makeup artists make is failing to shop around for the best deal and simply accepting an insurer’s renewal quote, which is likely to be much higher.
The good news is that comparing public liability insurance is normally simple and easy and you can find the best price in less than five minutes.
What to consider when buying a makeup artist insurance.
When buying insurance as a makeup artist, your first thought might be about covering your valuable kit. But if you work with the public there is always the risk of someone bringing a claim against you. It could be as simple as someone tripping over your makeup chair or having an allergic reaction to one of your makeup products. So, it’s important to have a public liability insurance in place.
Public liability insurance should cover you financially (legal fees and expenses) if a person is accidentally injured on your premises. It will also cover you if you damage someone else’s property while carrying out your work. The standard amounts of cover are £1m, £2m and £5m. For very small companies, £500,000 is sometimes offered as the limit of liability cover.
How much does makeup artist insurance cost?
Price, of course, depends on of the type of cover you choose, some companies offers a discount for automatically renewed insurance (not recommended) as you can always try to find a better deal elsewhere. Insurance companies tend to give the better deal to their new customers, so keep this in mind.Insurance companies tend to give the better deal to their new customers, so don't renew your insurance automatically. Click To Tweet
Where can I compare makeup artist insurance
If you would like to make sure that you’re getting the best available deal, you can use websites like QuoteZone to compare public liability insurance, their panel of specialist insurance providers will help you find a cheap public liability policy for makeup artists.
It takes only a couple of minutes, and can help you save quite a bit of cash. Compare makeup artist insurance quotes with quotes QuoteZone.
Visit Top Makeup Artist blog for more articles.